EXPLORING DIGITAL DISTRUST AND E-PAYMENT ADOPTION AMONG RURAL ADULTS IN CROSS RIVER STATE, NIGERIA: IMPLICATIONS FOR THE ADVANCEMENT OF FINTECH DEVELOPMENT. International Journal of Functional Research in Arts and Humanities (IJFRAH) , [S. l.], v. 4, n. 2, p. 155–160, 2025. Disponível em: https://ijfrah.com/journal/article/view/69.. Acesso em: 28 jun. 2025.